Join the ranks of fraternal insurance counsellors in Illinois
The Fraternal Field Managers' Association created the Fraternal Insurance Counsellor (FIC) study program for fraternal agents, which allows the agents to earn an educational designation when completed.

Course work for the FIC designation consists of three sections, Part 1 - Basic, Part 2 - Intermediate, and Part 3 - Advanced courses.

FIC candidates must pass the Basic, Intermediate, and Advanced final examinations. They also must have been working for at least 12 consecutive months with a fraternal benefit society that is a member of the National Fraternal Congress of America and the Fraternal Field Managers' Association.

Candidates must complete all course work and pass the three exams within three years of initial enrollment. No credit will be given for exams passed outside of the three-year time period.

Candidates who successfully complete their exams and who meet the qualification requirements will receive their FIC designation. Diplomas and lapel pins are sent to the successful candidate's society.

Additional information and requirements for the FIC program may be found at the National Association of Fraternal Insurance Counsellors Web site at www.nafic.com.

Code of ethics of the Fraternal Insurance Counsellor
Preamble: As a fraternal life underwriter, I will maintain the utmost professional standards toward my members and at the same time maintain a position of trust and loyalty to my Society.
I believe it to be my responsibility:
	To conduct my fraternal business according to high standards of honesty and fairness and to render that service to my members which, in the same circumstances, I would apply to or demand for myself. I will develop my ability and improve my knowledge through regular continuing education.
	To provide competent and member-focused sales and service, based on my members' concerns, needs and input. I will present accurately and completely the facts essential to my members' decisions and always place their best interest and welfare above any personal considerations. I will submit complete and accurate applications for membership and insurance on only those persons whom I believe to have the proper requirements that conform with my Society's underwriting rules.
	To engage in active and fair competition. I will refuse any person or persons any part of my commissions or earnings as an inducement to purchase an insurance or annuity product. I will follow applicable regulations as well as guidelines developed by my Society whenever a sale involves replacement of insurance.
	To only use advertising and sales materials approved by my Society and the applicable regulatory authorities.
	To respect my members' confidences and hold in trust personal information.
	To fairly and expeditiously handle member complaints or disputes.
	To cooperate in a system of supervision and review that is designed to achieve compliance with this Code of Ethics and Principles of Ethical Conduct.
As a Fraternal Insurance Counsellor, I pledge myself to uphold and maintain these principles and responsibilities.

    
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